How can I figure out what I can afford for a mortgage?
A relatively simple calculation will determine the mortgage you can carry: loan amount – down payment x interest rate x amortization period. A good rule of thumb when calculating your monthly housing cost is to not exceed 32% of your gross monthly income.
Do I buy a new home before I sell my current house?
The Real Estate Catch-22: Buy before you sell? Or sell before you buy? With our 28-Day Sold guarantee, we help make the sometimes paralyzing decision easier – we’ll sell your house in 28 days or we’ll buy it.
For more details, please see our 28-Days Sold Program
What are the benefits of using a real estate agent?
Your home is your most valuable asset. Selling your home is a complex, time-consuming responsibility real estate agents take very seriously.
The Benczik Team Realty is:
- highly trained, with continuously on-going training
- experienced real estate marketing professionals
- skilled negotiators
What if I don’t think my agent is doing their best to sell my house?
With The Benczik Team Realty, you can be assured we will work hard to market your house and get it sold for the best possible price with the least amount of time on the market. As a team, we are diligent to responding as quickly as possible to all phone calls and emails as we understand timing is everything in the real estate market, and your time is valuable. Should you feel we still haven’t lived up to our promises, you can cancel your listing with us at any time, no questions asked.
For more information please view our satisfaction guarantee
What can I expect when working with a real estate agent to sell my house?
Following your free home evaluation, your chosen real estate agent will determine the best price to set your home on the market at. This is a delicate balance of the current market and the value of your home.
The Benczik Team Realty will put your personalized selling strategy to work for you, getting you the most money for your home.
As leaders in marketing real estate, your real estate agent will attract potential buyers to your home, through online marketing, their network of agents, and their list of buyers.
As part of our selling strategies, we will discuss how home staging will help market your home and help your home appeal to most potential buyers – getting you more return on your investment.
Once the offers start coming in, having the experience of your real estate agent negotiating on your behalf is where the money is found – getting you the best possible price for your home.
What are closing costs?
Closing costs are expenses incurred by both buyers and sellers while transferring ownership of a property.